At times, one may find that the sum insured in a health insurance plan gets exhausted during hospitalisation. The out-of-pocket expense may be substantial if the medical bill is large and your sum insured is low.
On 8th July 2019, the Insurance Regulatory and Development Authority of India (IRDAI) issued guidelines for both unit-linked and non-linked insurance products with the proposition to make them more customer-centric.
The trend of buying online insurance policies is slowly and steadily growing in India. Gone are the days when you would had to visit the insurer's office, or fix an appointment with the insurance agent or a broker to buy a policy.
India is bestowed with the largest millennial population in absolute terms, globally. Millennials, also known as Generation Y or ‘Gen Y’ in short, are a population group in the age bracket of 22-35 years.
Should I have equity in my retirement portfolio? A just-retired friend wanted to know. After dismissing equity investing as gambling, he finally became convinced by the many systemmatic investment plan (SIP) stories he heard.
Home loan agent in India? - We are open for Loan Agent registration for Personal Loan, Home Loan, Business Loan and many more loan products. Our ambition is to reach all the Loan Agent across India and provide the leads for all registered Banks
A personal loan is an unsecured debt that can be taken for emergencies as well as for reasons such as education expenses, home improvement, or for making a major purchase. Personal loans are unsecured as there is no collateral required.
A survey shows that around 15 to 20 million people in India are underbanked, with a high probability of not holding any income proof. While some may have a stable source of income, others may be freelancers or unemployed. To allow them access high-value financing, lenders often sanction a loan against property without ITR or income proof.
There is nothing like “negotiating” for a loan from a Bank. I dunno what you had in mind when you asked this question. Banks have given set of norms for any loan. Based on your credentials, your requirement, Bank will consider the loan on merits as per your eligibility. You have not made it clear what kind of loan you are talking about
What is project report - A written document related to forecasting of future income & Expenditure and its financial viability, containing information or details proving the worthiness or potential of a project / Business Idea or Business entity is known as the Project Report.
Let us assume the term outsiders here are ‘Individuals’, ‘Companies’, ‘Banks/Financial Institution’. A private limited company can accept loans from outsiders, if the company has authority to do so in its Articles. If not then the company shall alter its Articles accordingly.
A loan is an amount borrowed for specific financial needs like investing in assets, purchasing consumer durables, constructing a building, making payments or fulfilling financial obligations so that business processes can run smoothly.
India has more than 560 million internet users, all generating data by the terabyte. Soon they’ll have an unprecedented amount of control over their digital financial footprints, with the ability to decide what to share, with whom, and for how long.
New Year is a time for resolutions, learning from past mistakes and starting something afresh. It is also a time for introspection and taking stock of hits and misses from the past year’s targets on personal, professional and financial front.
The State Bank of India (SBI) on Wednesday launched a scheme for its home loan customers, wherein it guarantees the refund of the principal amount if a builder fails to complete the project within the stipulated time.
Insurance regulator Irdai on Thursday issued guidelines on standard individual health insurance, asking the general and health insurers to offer product that can take care of basic health needs of customers.
Choosing an insurance policy can be a confusing job for someone who is doing it for the first time. In this case, the tips mentioned below can help a lot and deliver a proper platform to find the right health insurance plan for your family.
In a welcome contrast to the general feeling of gloom that has gripped all sectors, Bajaj Allianz Life Insurance, a leading private life insurer, has said that it is not experiencing any adverse impact due to the economic slowdown.