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Need Help? Request a Callback
Bakshi House 40-41 (Near Chiranjiv Tower), Nehru Place, New Delhi, Delhi 110019
07:30 am – 05:30 pm Mon-Fri

Request A Callback

Are you searching for home loans online? Are you planning to get financial help from the banks for your new home? It will be our privilege to assist you to find the best home loan schemes as per your requirement. Request a callback from our representatives to discover the most suitable home loan plans from the leading lenders in the market. It is time to make your dream come true with our expert advice.

What is a home loan online?

A sum of money borrowed from an institution for buying a property is called the home loan. It is also termed as a house loan. The loan is subjected to two different genres of interest rates, floating and fixed. The borrower will find the best scheme with a preferred bank or an NBFC to fixate on tenure and pay the estimated EMI every month until the end of the time span.

The ultimate financial tool for your new home

Purchasing a new property is a sign of affluence in India. It is considered to be a status symbol in the middle class Indian population segment. The average income of this class is increasing steadily. With the aid of new schemes of Home loans online offered by banks and NBFCs, it is easier for the families to own their dream home. The price of properties is also increasing in metro cities, Tier I and Tier II cities. The necessity of bank loans for real estate properties has escalated too.

Home Loan Interest Rates

  • Home Loan amount is used to purchase a new home.
  • It can also be used to renovate the old home.
  • It can also be used to construct a new one.
  • Best Offers starting from 8.70%*.
  • Borrower can also transfer the balance of existing Home Loan.
  • We will provide the complete legal guidance.
  • Minimum paperwork required.
  • Flexible Tanure upto 20 years.
Home Loan Online

Due to the excessive increasing rate of real estate price, it is almost impossible for the families to own a property only via savings. This is where the concept of home loans kicks in. It is now easier to gather information for online home loan via our popular platform. All you have to do is to fill a form and find out the best schemes offered by the leading brands in our country.

Benefits of searching home loans here

When you choose our portal to find home loan, here are the added benefits along with our dedicated service.

  • Find out your eligibility regarding securing a home loan.
  • Find your eligibility status and calculate the amount you can borrow from a bank or an NBFC.
  • Calculate easily the EMI you will have to pay for a suitable loan amount.
  • Compare home loan and offers from different financial institutions to check compatibility and then proceed to take a long term decision.
  • Seek professional service to secure a home loan and make your dream come true.

A Home Loan is an amount of money that one borrows from a bank or non-banking financial company at a certain rate of interest to be paid with the EMI paid every month. The property may or may not be taken as a security by the bank for the Home Loan. The property taken as security or loan is borrowed for can either be commercial or residential in nature.

A Home Loan is one of the most common forms of loan, and it is also one of the most recommended. Mortgage loans come with lower interest rates than almost any other kind of loan an individual borrower can find. Home Loan tanure ranges from 5 to 20 years. A Home Loan interest rate wil be either fixed type or floating type, which is paid monthly or bi-weekly along with a contribution to the principal loan amount. In a fixed interest type Home Loan, the interest rate and the periodic payment are generally the same each month. In a floating type interest rate Home Loan, the interest rate and periodic payment vary every month. Interest rates on floating-rate Home Loans are generally lower than fixed-rate Home Loans because the borrower bears the risk of an increase in interest rates. In order to estimate the total cost of your monthly EMI payments, it's good to use an online Home Loan EMI calculator.

With increasing population and urbanization, there's a fight for living space, which in turn is making property expensive, especially in cities. A housing loan provides a common man the opportunity to buy a home for their family. With Easy EMIs and low-interest rates, people can accommodate EMIs in their monthly expenditure.

Arranging finances for your first home entail looking for the ideal Home Loan. If it comes to Home Loans in India, there's absolutely not any dearth of alternatives. Almost all national degree banks, both public and private, provide Home Loans on different arrangements. Today, there's a Home Loan present for all your requirements. Although, the downside of numerous choices being present is that the perpetual confusion which stems from it.

Why not check all the available best offers of Home Loan before you go for Application and documentation because you only buy your Dream Home, once in a lifetime. So, check everything thoroughly and then apply!!!.

PolicyDigi Online Home Loan Process

With simple EMIs, leasing a house has become useless; it's virtually as significant as throwing your money away. When you get home on loan, you become its owner in the day that your credit is warranted, and other formalities have been finished. You pay your EMIs per month, which are almost equal to what you would pay on rent; you can also choose to pay less if you’re planning to extend the duration of your loan.
You become the owner of the house when you buy a house, which means you have got full privilege to do whatever you want. Also, as the loan period finishes, you become the full owner. By this time, the value of your home will also get quadrupled going by the speed at which property rates are increasing.
So, we can say for all intents and purpose, buying a house on loan is better than renting it. Now, what are you waiting for? Share with PolicyDigi your Home Loan requirements, and we will take it forward.

Home Loan Tips

 

Why Buying a Home is Better than Renting?

PolicyDigi has simplified the loan approval process; all you need to do is tell us about your unique requirements. We have devised a questionnaire, answer the questions, and we will provide you the best housing loans according to your needs. We move forward to credit appraisal and lender selection based on the choice you make, depending on the interest rate on Home Loan and other T&C’s.

Some of the features that differentiate us from competitors:

One of the most significant benefits offered by PolicyDIgi is credit counselling, where our credit experts counsel borrowers and offer them the best deals according to their needs.

Other than this, our benefits include-

  • The most extensive collection of Home Loans
  • Home Loans that cater to the needs of many
  • Quick Home Loans that get approved fast
  • Full transparency at all steps that keep the borrower informed throughout the banking process
  • Free of cost for the borrower
  • Personalized quotes for all borrowers

Home Loan Online - FAQ

Why Choose PolicyDigi Take Home Loan?

PolicyDigi offers clarity in all this confusion. PolicyDigi is the one-stop shop that offers you some of the cheapest Home Loans available in India. Not just this, PolicyDigi offers flexible Home Loan options! Getting the Home Loan approved from the bank is a rather time-consuming task. PolicyDigi saves your time, energy, and effort and provides all the information you need right at one spot.

What can be the maximum loan duration ?

The Home Loan duration can be varied from 12 to 240 months. The minimum and maximum limit extension may be allowed on a case by case basis, but it is rare.

How much time it will take to disburse the loan amount ?

Normally, Banks disburse the loan amount within 7 working days from the loan application date. Once approved, the borrower gets the money deposited automatically into his saving account by any electronic means or he may receive a cheque/draft equal to the loan amount.

How much online home loan can one borrow ?

The loan amount depends on your income and varies based on whether you are salaried or self-employed. Normally, the banks provide the loan upto the 80 percent of the value of property.

Why wait then? Request a call back from our representatives today and find out the most suitable schemes to prefer and get home loan.

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